Remaking retirement : debt in an aging economy /

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Bibliographic Details
Edition:First edition.
Imprint:Oxford : Oxford University Press, 2020.
©2020
Description:1 online resource ( 305 p..)
Language:English
Series:Pension Research Council Series
Pension Research Council monograph series.
Subject:
Format: E-Resource Book
URL for this record:http://pi.lib.uchicago.edu/1001/cat/bib/12452124
Hidden Bibliographic Details
Other authors / contributors:Mitchell, S. Olivia, editor.
Lusardi, Annamaria, editor.
ISBN:9780192637543
0192637541
9780191904295
0191904295
0198867522
9780198867524
Notes:Chapter 7: Paying It Back: Real-world Debt Service Trends and Implications for Retirement Planning.
Includes bibliographical references and index.
Description based on online resource; title from digital title page (viewed on December 10, 2020).
Other form:Print version: Mitchell, Olivia Remaking Retirement : Debt in an Aging Economy Oxford : Oxford University Press USA - OSO,c2020 9780198867524

MARC

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245 0 0 |a Remaking retirement :  |b debt in an aging economy /  |c edited by Olivia S. Mitchell and Annamaria Lusardi. 
250 |a First edition. 
264 1 |a Oxford :  |b Oxford University Press,  |c 2020. 
264 4 |c ©2020 
300 |a 1 online resource ( 305 p..) 
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490 1 |a Pension Research Council Series 
500 |a Chapter 7: Paying It Back: Real-world Debt Service Trends and Implications for Retirement Planning. 
504 |a Includes bibliographical references and index. 
505 0 |a Cover -- Remaking Retirement: Debt in an Aging Economy -- Copyright -- Preface -- Contents -- List of Figures -- List of Tables -- Notes on Contributors -- Chapter 1: Introduction: Debt in an Aging Economy -- Age Ranges -- Vulnerability Measures -- Datasets Used -- Types of Debt -- Other Countries -- Debt Developments in an Aging Economy -- Retirement, Debt, and Financial Vulnerability at Older Ages -- Policy Perspectives on Debt at Older Ages -- Conclusions -- References -- Part I: Debt Developments in an Aging Economy 
505 8 |a Chapter 2: Debt Close to Retirement and its Implications for Retirement Well-being -- The National Financial Capability Study (NFCS) Sample -- Assessing Near-retirees' Borrowing Behaviors -- Debt by Socio-demographic Characteristics -- Are Types of Debt Held at Older Ages Correlated? -- Multivariate Analysis of Debt Close to Retirement -- Inside the Black Box of Debt at Older Ages -- Low Financial Literacy -- Lack of Information -- Behavioral Biases -- Conclusion -- Acknowledgments -- Notes -- References -- Chapter 3: The Graying of American Debt -- Measurement and Empirical Findings 
505 8 |a Rising per capita US Consumer Debt from 2003 to 2017 and its Components -- The Path from the Early 2000s to Today: Underwriting Changes and Origination Ages -- Delinquency and Payment Burden: How Do Retirement ageBorrowers Weather their Greater Financial Obligations? -- Heterogeneity in Debt Changes by Socioeconomic Status -- Heterogeneity in Delinquency Trends by Socioeconomic Status -- Conclusion -- Acknowledgements -- Notes -- References -- Chapter 4: The Risk of Financial Hardship in Retirement: A Cohort Analysis -- Past Research on Economic Security in Retirement -- Data and Methods 
505 8 |a Measures of Economic Insecurity -- Factors Potentially Predicting Economic Security -- Estimation and Simulation -- Results -- The Changing Indebtedness of Households -- Changing Demographics -- Career Lengths -- Uncertainty about Asset Returns -- Conclusion -- Acknowledgements -- Notes -- References -- Part II: Retirement, Debt, and Financial Fragility at Older Ages -- Chapter 5: Financial Distress among the Elderly: Bankruptcy Reform and the Financial Crisis -- Bankruptcy Filings and Foreclosure Starts by the Elderly: New Evidence -- Legal Background and Hypotheses 
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700 1 |a Mitchell, S. Olivia,  |e editor. 
700 1 |a Lusardi, Annamaria,  |e editor.  |0 http://id.loc.gov/authorities/names/nr91000124  |1 http://viaf.org/viaf/942467 
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