Remaking retirement : debt in an aging economy /
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| Edition: | First edition. |
|---|---|
| Imprint: | Oxford : Oxford University Press, 2020. ©2020 |
| Description: | 1 online resource ( 305 p..) |
| Language: | English |
| Series: | Pension Research Council Series Pension Research Council monograph series. |
| Subject: | |
| Format: | E-Resource Book |
| URL for this record: | http://pi.lib.uchicago.edu/1001/cat/bib/12452124 |
Table of Contents:
- Cover
- Remaking Retirement: Debt in an Aging Economy
- Copyright
- Preface
- Contents
- List of Figures
- List of Tables
- Notes on Contributors
- Chapter 1: Introduction: Debt in an Aging Economy
- Age Ranges
- Vulnerability Measures
- Datasets Used
- Types of Debt
- Other Countries
- Debt Developments in an Aging Economy
- Retirement, Debt, and Financial Vulnerability at Older Ages
- Policy Perspectives on Debt at Older Ages
- Conclusions
- References
- Part I: Debt Developments in an Aging Economy
- Chapter 2: Debt Close to Retirement and its Implications for Retirement Well-being
- The National Financial Capability Study (NFCS) Sample
- Assessing Near-retirees' Borrowing Behaviors
- Debt by Socio-demographic Characteristics
- Are Types of Debt Held at Older Ages Correlated?
- Multivariate Analysis of Debt Close to Retirement
- Inside the Black Box of Debt at Older Ages
- Low Financial Literacy
- Lack of Information
- Behavioral Biases
- Conclusion
- Acknowledgments
- Notes
- References
- Chapter 3: The Graying of American Debt
- Measurement and Empirical Findings
- Rising per capita US Consumer Debt from 2003 to 2017 and its Components
- The Path from the Early 2000s to Today: Underwriting Changes and Origination Ages
- Delinquency and Payment Burden: How Do Retirement ageBorrowers Weather their Greater Financial Obligations?
- Heterogeneity in Debt Changes by Socioeconomic Status
- Heterogeneity in Delinquency Trends by Socioeconomic Status
- Conclusion
- Acknowledgements
- Notes
- References
- Chapter 4: The Risk of Financial Hardship in Retirement: A Cohort Analysis
- Past Research on Economic Security in Retirement
- Data and Methods
- Measures of Economic Insecurity
- Factors Potentially Predicting Economic Security
- Estimation and Simulation
- Results
- The Changing Indebtedness of Households
- Changing Demographics
- Career Lengths
- Uncertainty about Asset Returns
- Conclusion
- Acknowledgements
- Notes
- References
- Part II: Retirement, Debt, and Financial Fragility at Older Ages
- Chapter 5: Financial Distress among the Elderly: Bankruptcy Reform and the Financial Crisis
- Bankruptcy Filings and Foreclosure Starts by the Elderly: New Evidence
- Legal Background and Hypotheses
