Moving forward : the future of consumer credit and mortgage finance /

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Bibliographic Details
Imprint:Cambridge, Mass. : Joint Center for Housing Studies, Harvard University ; Washington, D.C. : Brookings Institution Press, c2011.
Description:viii, 264 p. : ill. ; 24 cm.
Language:English
Series:James A. Johnson metro series
James A. Johnson metro series.
Subject:
Format: Print Book
URL for this record:http://pi.lib.uchicago.edu/1001/cat/bib/8519028
Hidden Bibliographic Details
Varying Form of Title:Future of consumer credit and mortgage finance
Other authors / contributors:Retsinas, Nicolas Paul, 1946-
Belsky, Eric S.
ISBN:9780815705031 (pbk. : acid-free paper)
0815705034 (pbk. : acid-free paper)
Notes:Includes bibliographical references and index.
Summary:"Explores what caused the housing and mortgage crisis and provides remedies to repair the damage to ensure fairness, protect consumers, and guarantee soundness of the financial system without stifling innovation and overly restricting access to credit and consumer choice"--Provided by publisher.
Table of Contents:
  • Rebuilding the housing finance system after the boom and bust in nonprime mortgage lending / Eric S. Belsky and Nela Richardson
  • How should we serve the short-term credit needs of low-income consumers? / Rachel Schneider and Melissa Koide
  • A changing credit environment and its impact on low-income and minority borrowers and communities / Marsha J. Courchane and Peter M. Zorn
  • Alternative forms of mortgage finance : what can we learn from other countries? / Michael Lea
  • The Home Mortgage Disclosure Act at thirty-five : past history, current issues / Allen Fishbein and Ren Essene
  • Loan-level disclosure in securitization transactions : a problem with three dimensions / Howell E. Jackson
  • The regulation of consumer financial products : an introductory essay with a case study on payday lending / John Y. Campbell ... [et al.].