Hidden Bibliographic Details
| Other authors / contributors: | Yepez, Juan.
Garay, Viviana.
International Monetary Fund.
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| ISBN: | 9781475513745
1475513747
9781484311721
1484311728
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| Notes: | "Prepared By Kevin Ross, Juan Yepez, and Viviana Garay"--Page 2 of pdf.
"February 2014."
"January 30, 2014"--Page 2 of pdf.
Includes bibliographical references.
Online resource; title from pdf title page (IMF Web site, viewed Feb. 25, 2014).
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| Summary: | "The Paraguayan banking system compares relatively well with other Latin American banking systems. Banks are well capitalized, have ample access to deposit funding sources, and are profitable. Most importantly, the authorities have taken a number of decisive steps to strengthen supervision and ensure stability in the financial system within the last decade. Nevertheless, the credit delivery system still appears somewhat weak with little improvement in key metrics in recent years. The consolidation process has resulted in a slightly more concentrated banking system with substantially lower levels of foreign participation. Nevertheless, effective interest rate margins have declined by a small amount as concentration ratios increased. This suggests that greater concentration has not had a negative impact on competition in the sector. Indeed, the panel regressions indicated that increases in system wide concentration levels actually reduced effective margins. In addition, the regressions demonstrate that banks which gained market share also ended up lowering effective spreads. The impact of credit risks, in the form of NPLs, on margins has been relatively minor"--Abstract.
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| Other form: | Print version: Paraguay : selected issues. Washington, District of Columbia : International Monetary Fund, ©2014 32 pages IMF country report ; Number 14/61 9781475513745
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